The first step a home buyer should take when preparing to buy a new home is getting pre-approved for a loan. This helps you determine how much you can afford and set a firm budget. Sellers are also more inclined to take your offer into serious consideration if they know you have been pre-approved.

When determining how much you can afford and whether you are eligible for a home loan, a lender will look at your credit score. Typically, you need a score of 580 or higher to qualify for a loan, but the recommended score is 620 or higher. The higher your credit score, the better lending terms you may be eligible for.


It’s up to you! The ability to search for homes online has completely changed the home buying game. There is no right or wrong number of home you should view before making a decision. Some find their dream home on the first day of searching, while other take months to find the perfect match.